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Disability Benefits101: Working with a disability in California
Glossary: PhRMA Prescription Drug Patient Assistance
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B

Benefits Planner

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Someone who can help you understand or apply for benefit programs when you become disabled or turn 65. Their goal is to help you avoid financial complications while developing a sustainable plan for the future.
C

Community Work Incentives Coordinator (CWIC)

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The federal government pays benefits planners in communities around the country to help people think ahead about work incentives and benefits issues. CWIC'S are benefits planners who are trained by the Social Security Administration to assist beneficiaries with programs including Supplemental Security Income (SSI), and Social Security Disability Insurance (SSDI) in addition to other related programs.
P

Patient Assistance Program (PAP)

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A program administered by a pharmaceutical company that provides financial assistance with prescription drug costs. PAPs offer free and discounted prescription drugs to those who qualify.

PhRMA Member

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A Patient Assistance Program (PAP) that belongs to the PhRMA program.
U

Underinsured Individual

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An individual who has insurance that covers only some health care costs.

Uninsured Individual

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An individual who has no health coverage.
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