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Disability Benefits101: Working with a disability in California
Medicare: Frequent Pitfalls

Declining Medicare Part B because of COBRA and Cal-COBRA

People sometimes decline Medicare Part B coverage when they become eligible for it because they feel that they are covered by COBRA or Cal-COBRA. This is a mistake. These continuations end when you become eligible for Medicare.

If you stop working and have already become eligible for Medicare, you should enroll immediately to avoid penalties. COBRA continuation coverage does not entitle you to a special enrollment period for Medicare Part B.

http://www.disabilitybenefits101.org/ca/programs/health_coverage/medicare/pitfalls.htm