Closeup: SSI Benefit Calculation Examples

Closeup: SSI Benefit Calculation Examples

Example 1

Trudy receives $100 a month in SSDI benefits and $1,005 a month in wages.

Step 1: Countable Unearned Income
	$100	Unearned Income
-	$20	General Income Exclusion

	$80	Countable Unearned Income

Step 2: Countable Earned Income
	$1,005	Earned Income
-	$65	Earned Income Exclusion

	$940
÷	2

	$470	Countable Earned Income

Step 3: Total Countable Income
	$80	Countable Unearned Income
+	$470	Countable Unearned Income

	$550	Total Countable Income

Step 4: Benefit
	$870	California SSI Monthly Benefit Rate
-	$550	Total Countable Income

	$320	Monthly SSI Benefit

Example 2

Howard receives $1,005 a month in wages and has no unearned income.

Step 1: Countable Unearned Income
	$0	Unearned Income
		General Income Exclusion is applied to Earned Income

	$0	Countable Unearned Income

Step 2: Countable Earned Income
	$1,005	Earned Income
-	$20	General Income Exclusion
-	$65	Earned Income Exclusion

	$920
÷	2

	$460	Countable Earned Income

Step 3: Total Countable Income
	$0	Countable Unearned Income
+	$460	Countable Unearned Income

	$460	Total Countable Income

Step 4: Benefit
	$870	California SSI Monthly Benefit Rate
-	$460	Total Countable Income

	$410	Monthly SSI Benefit

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